Plans, directs, organizes and control the activities and staff
involved in administering the loan program.
DUTIES AND RESPONSIBILITIES:
Provides for the review of loan applications for conformance to
established loan policies, completeness of documentation, accurate
preparation, and quality of underwriting.
Oversees Indirect Lending Program.
Develops recommendations regarding loan products, pricing, policies
and guidelines for review by senior management.
Reviews loan performance and delinquency rates and recommends
Reviews loan quality control reports and takes steps to mitigate
risk and/or improve loan quality.
Implements controls to ensure effective loan operations.
Develops, coordinates, and implements procedures necessary to
achieve a high member satisfaction scores.
Responsible for achieving departmental annual loan production goals
through lending staff.
Exercise awareness in regards to suspicious activity, money
laundering or fraudulent behavior as it relates to cash
transactions and overall transaction activity and document any such
behavior so SAR filings can be considered.
Ensure compliance with all safety, security and compliance programs
including but not limited to BSA, AML, OFAC, Branch Security and
Perform all other related duties as assigned.
Directly supervises 13-20 employees in the Lending Department.
Manages and carries out supervisory responsibilities in accordance
with the Credit Union?s policies, procedures and applicable laws
and regulations. Responsibilities include interviewing, hiring, and
training employees; planning, assigning, directing and evaluating
work; conducting performance appraisals; rewarding and disciplining
employees; addressing complaints and resolving problems. Shares
responsibility for excellence in member service through staffing,
training, coaching, and leading by example.
Bachelor?s degree (B.A.) from four-year college or university; or
four to five years? related experience and/or training; or
equivalent combination of education, experience and training.
Must have at least three years management experience.
Requires superior working knowledge of Regulations B, E and Z, Fair
Lending, Fair Credit Reporting, Consumer Protection laws,
Bankruptcy laws, Right to Financial Privacy Act, and any other
regulations or laws pertinent to consumer lending.
Experience in financial institution preferred.
We are an equal employment opportunity employer and will consider
all qualified candidates without regard to disability or protected